First Commercial Bank
Personal

Personal Checking Accounts

There are many advantages to opening a checking account with First Commercial Bank. Take a moment to discover which account is right for you.

Basic Checking

A non-interest bearing account with no monthly service charge and unlimited check writing privileges.

  • Minimum Initial Deposit: $25.00
  • Monthly Statements Without Check Images 
  • Monthly Service Charge: No Charge

Select Checking

An interest bearing account with free select services and unlimited check writing privileges.

  • Minimum Initial Deposit: $100.00
  • Monthly Statements With Check Images
  • Interest: Variable
  • Special Account Features:
    • FREE FCB Wallet Checks
    • FREE Cashiers Checks (Must be debited from Select Checking Account - Limit 2 per month) 
    • FREE Online Banking, Bill Pay & Bank By Phone
    • FREE ID Protect
    • FREE Identity Monitoring
    • 20% Discount on a Safe Deposit Box
    • $10,000.00 AD&D Insurance* 
      •     *NOT A DEPOSIT 
      •     *NOT FDIC-INSURED or insured by any federal government agency
      •     *NOT GUARANTEED BY THE BANK
      •     *MAY GO DOWN IN VALUE 
  • Monthly Service Charge: $8.00 

Check out our current rates.

Interest Checking

Earn interest on your deposits with limited check writing.

  • Minimum Initial Deposit: $1,500.00
  • Monthly Statements With Check Images
  • Interest: Variable
  • Minimum Daily Balance to Earn Interest: $1,500.00
  • First 35 Debits per Statement Cycle: No Charge
  • Additional Debits: $0.20 each
  • Monthly Service Charge: $10.00 (Monthly Service Charge waived if daily balance of $1,500.00 is maintained)

Check out our current rates.

Silver Advantage Checking

An interest bearing account designed specifically for customers 55 years and older.

  • Minimum Initial Deposit: $100.00
  • Monthly Statements
  • Interest: Variable
  • Minimum Daily Balance to Earn Interest: $500.00
  • Special Account Features:
    • FREE Check Imaging
    • FREE FCB Wallet Checks
    • FREE Unlimited Check Writing
    • FREE Cashiers Checks (Must be debited from Silver Advantage Account)
    • FREE Online Banking, Bill Pay & Bank By Phone
    • 20% Discount on a Safe Deposit Box 
  • Monthly Service Charge: No Charge

Check out our current rates.

 

Enjoy these additional benefits on any First Commercial Bank checking account...

  • FREE access to your accounts plus a 60-day transaction history via our Online Banking
  • Visa Check Cards or ATM Cards Available
  • Courtesy Overdraft Protection or Overdraft Protection from another FCB checking or savings account
  • FREE 24 Hour Telebank

 

Member FDIC Equal Housing Lender