Introducing an upgrade to First Commercial Bank’s real-time fraud alerts for your debit card transactions! Beginning on June 28th, if we have a cell phone number on file for you we will text you in the event your First Commercial Bank debit card has suspicious activity, between the hours of 7am and 10pm. You can confirm or decline the transactions with a simple text back. If we can’t get you by text, we’ll still place a call to you between the hours of 8am and 9pm. An email attempt will be made if we’re still unsuccessful. Please take this opportunity to send us a secure message once you’re logged in to make sure we have your most up to date information on file. We are excited to bring even more convenient fraud protection right to you! Click below to proceed to login.

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First Commercial Bank
Personal

Personal Checking Accounts

There are many advantages to opening a checking account with First Commercial Bank. Take a moment to discover which account is right for you.

Basic Checking

A non-interest bearing account with no monthly service charge and unlimited check writing privileges.

  • Minimum Initial Deposit: $25.00
  • Monthly Statements Without Check Images 
  • Monthly Service Charge: No Charge

Select Checking

An interest bearing account with free select services and unlimited check writing privileges.

  • Minimum Initial Deposit: $100.00
  • Monthly Statements With Check Images
  • Interest: Variable
  • Special Account Features:
    • FREE FCB Wallet Checks
    • FREE Cashiers Checks (Must be debited from Select Checking Account - Limit 2 per month) 
    • FREE Online Banking, Bill Pay & Bank By Phone
    • FREE ID Protect
    • FREE Identity Monitoring
    • 20% Discount on a Safe Deposit Box
    • $10,000.00 AD&D Insurance* 
      •     *NOT A DEPOSIT 
      •     *NOT FDIC-INSURED or insured by any federal government agency
      •     *NOT GUARANTEED BY THE BANK
      •     *MAY GO DOWN IN VALUE 
  • Monthly Service Charge: $8.00 

Check out our current rates.

Interest Checking

Earn interest on your deposits with limited check writing.

  • Minimum Initial Deposit: $1,500.00
  • Monthly Statements With Check Images
  • Interest: Variable
  • Minimum Daily Balance to Earn Interest: $1,500.00
  • First 35 Debits per Statement Cycle: No Charge
  • Additional Debits: $0.20 each
  • Monthly Service Charge: $10.00 (Monthly Service Charge waived if daily balance of $1,500.00 is maintained)

Check out our current rates.

Silver Advantage Checking

An interest bearing account designed specifically for customers 55 years and older.

  • Minimum Initial Deposit: $100.00
  • Monthly Statements
  • Interest: Variable
  • Minimum Daily Balance to Earn Interest: $500.00
  • Special Account Features:
    • FREE Check Imaging
    • FREE FCB Wallet Checks
    • FREE Unlimited Check Writing
    • FREE Cashiers Checks (Must be debited from Silver Advantage Account)
    • FREE Online Banking, Bill Pay & Bank By Phone
    • 20% Discount on a Safe Deposit Box 
  • Monthly Service Charge: No Charge

Check out our current rates.

 

Enjoy these additional benefits on any First Commercial Bank checking account...

  • FREE access to your accounts plus a 60-day transaction history via our Online Banking
  • Visa Check Cards or ATM Cards Available
  • Courtesy Overdraft Protection or Overdraft Protection from another FCB checking or savings account
  • FREE 24 Hour Telebank

 

Member FDIC Equal Housing Lender