First Commercial Bank
Personal

Personal Savings Accounts

Savings

Personal Savings

Earn interest on your deposits with convenient access to funds.

  • Minimum Initial Deposit: $100.00
  • Quarterly Statements
  • Interest: Variable
  • Minimum Daily Balance to Earn Interest: $500.00
  • Transaction Limitations:
    • 6 pre-authorized transfers, each (4) week or statement cycle
  • Excess Debit Fee: $2.00 per debit in excess of (6) per statement cycle
  • Balance Requirement Fee: $3.00 (Balance Requirement Fee waived if daily balance of $250.00 is maintained)

Student Savings

Teach your child the importance of budgeting, earning and saving. For minors younger than 18 years of age.

  • Minimum Initial Deposit: $25.00
  • Quarterly Statements
  • Interest: Variable
  • Transaction Limitations:
    • 6 pre-authorized transfers, each (4) week or statement cycle
  • Excess Debit Fee: $2.00 per debit in excess of (6) per statement cycle
  • Balance Requirement Fee: No Charge

Money Market

A tiered, interest bearing account for customers with low transaction activity.

  • Minimum Initial Deposit: $2,500.00
  • Monthly Statements with Check Images
  • Interest: Variable, with multiple tiers when daily balance is:
  • $2,500.00 - $24,999.99
  • $25,000.00 - $49,999.99
  • $50,000.00 - $99,999.99
  • $100,000.00 and up
  • Minimum Daily Balance to Earn Interest: $2,500.00
  • Transaction Limitations:
    • 6 pre-authorized transfers, each (4) week or statement cycle
  • Excess Debit Fee: $10.00 per debit in excess of (6) per statement cycle
  • Monthly Service Charge: $10/$12 (Monthly Service Charge waived if daily balance of $2,500.00 is maintained)

Certificates of Deposit & IRA's

An investment to maximize earnings with a fixed interest rate and annual percentage yield.

  • Minimum Deposit to Open: $2,500.00
  • Terms from 30 Days to 3 Years
  • Interest: Fixed
  • Penalty for early withdrawal

Check out our current rates.

Member FDIC Equal Housing Lender