Privacy Policy

We, Our, and Us, when used in this notice mean, First Commercial Bank, N.A.
This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:

• All our consumer customers who have a continuing relationship with us, such as a:
• Deposit account or service; or a
• Loan account

We will tell you the sources of nonpublic information we collect on our customers. We will tell you what measures we take to secure that information.
We first define some terms.
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.
An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
A nonaffiliated third party is a company that is not an affiliate of ours.

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms
• Information about your transactions with us
• Information about your transactions with nonaffiliated third parties
• Information from a consumer reporting agency

We do NOT disclose any nonpublic personal information about you to anyone, except as permitted by law.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to guard your nonpublic personal information.

We do not disclose nonpublic personal information about former customers, except as permitted by law.

We may disclose the following information to other financial institutions with whom we have joint marketing agreements:
Information you give us on an application or other forms, such as

• Name
• Address
• Social Security Number
• Assets
• Income
• Information we receive from a credit reporting agency, such as:
• Creditworthiness
• Credit History

We disclose the information listed above with other financial institutions with whom we have joint marketing agreements. You do not have a right to opt out of the disclosure of this information.

We may disclose information pursuant to joint marketing agreements to the following types of businesses:

• Financial service providers, such as:
• Mortgage Bankers
• Securities Broker-Dealers
• Insurance Agents

Questions or Comments
If you have questions or comments regarding our privacy policy, 
please contact us by calling Todd Harper @1.800.426.0756, ext. 2607, or by e-mail at Toddh@1cb.com.