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Remote Deposit


First Commercial Bank is excited to bring you Remote Deposit for your business! Just like with our mobile apps deposit, Remote Deposit will allow you to make your deposits from the comfort of your own office. Get those payments in sooner so you can get back to the business of growing your business! With several options to choose from, we are certain to have a package that will work for you and your company. Bundled with other FCB products and services such as Mobile Banking, Wire and ACH Origination, Bill Pay and more, Remote Deposit is a great tool in your toolbox.

 

If you would like to learn more about Remote Deposit, or any of the fine products we offer, contact your local branch and ask to speak to your banker. Or stop in the next time you come our way, we’re always glad to see you. As always, First Commercial Bank is dedicated to bringing you the best in products, services, and customer care so keep your eyes here for more updates about all the great products we have to offer!

Cyber Security

 

Cyber security month may be over, but keeping our customers information safe and secure will always be a top priority. Throughout the year we will continue to share tips, tricks, resources, and advice on protecting your online presences. Be sure to log in daily and keep an eye out for updates on our home page. Past articles, links to helpful websites, our Privacy Policy, and additional resources can be found on our Cyber Security Resource page linked below.

 

Whether you are a consumer or business customer, we are dedicated to offering convenient and secure channels for you to access your accounts. We will continue to offer the best products and services, include cyber security resources, to our customers. If you have any questions about Cyber Security, potential scams or fraud you may have been exposed to, or any of our products and services please give our staff a call or come on by your local branch.

 Cyber Security Resources

 

 

The New Online Banking

We are very excited to introduce our enhanced online banking services! Access to the new online banking experience is now available!

Please follow the link for more information, and if at any time you have additional questions, please give your local branch a call. 

Thank you for choosing First Commercial Bank!

 OLB Information and FAQ

Holiday Shopping

 

The holiday season is here and if you are anything like us, you’ll be gathering up all the presents, decorations, and food for your festive season. As with any other time of the year, First Commercial Bank is here to bring you some helpful tips and tools to have safe, happy, and productive holiday shopping trips.

 

  • Gift cards make excellent gifts for the teenagers in your life, but they are also a preferred way for scammers to get your money. If you are buying something through a site like eBay, Craigslist, Etsy, or the like and the seller demands payment via gift card, it is a scam. 100% guaranteed a scam. They are trying to circumvent your credit or debit card issuers protections by separating the transaction from your account. It is much harder for you to get your money back from the issuer of a gift card than it would be if your bank or credit card provider were to be involved directly.

 

  • The holiday season is the season for giving, and there’s few ways to give that are more noble than donating to charity. Unfortunately, anyone with a GoFundMe account can call themselves a charity so, as in all things regarding your finances and the internet, research the charity before donating. Your money won’t do anyone any good if it just gets funneled into the hands of a charlatan. If someone calls asking for a donation, do NOT let them rush you into a decision. Visit the FTC's page on charities to learn more.

 

  • As you shop online you will undoubtedly be targeted by ads or emails offering bargains or the SALE OF THE YEAR or anything else they can think of to get you to visit their site and buy their merchandise. While there are many great deals to be found online, these spam ads and emails can also contain malware, or pushy or predatory business practices designed to get you to sign up for a service without reading the fine print. If you get an email that tells you to follow a link, research it before clicking. If you go to a site offering a deal only AFTER you enter in your card information, research the business and its cancelation and membership plan. A good deal today might end up as a large payment for a membership you don’t want five days from now. 

 

  • Print out confirmation emails and keep receipts. If you are billed incorrectly, if you purchase merchandise that never gets delivered, or if your purchase arrives damaged or not as advertised these records will help you greatly in rectifying the situation whether you need a refund, a replacement, or need to claim a warranty issue. You might even be asked to present them to your bank or credit card company if you need to dispute the charges through them.

 

  • Potential scams aside, it’s always a good idea to make a budget and a list (like Santa) to help you keep track of what you need to get and how much you can afford to spend. Layaway is offered by many retailers and is a good option if you need to stretch your budget a little further. Read customer reviews, but read them with a grain of salt. Generally, reviewers are required to reveal their association, if any, with the product or service being reviewed but sometimes they just don’t. A good rule of thumb is to look at the 3-star reviews. You tend to get a more realistic idea of the pros and cons of the product from them.

 

From everyone here at FCB we wish you a Happy Holidays and a safe season of shopping. Follow the links below for more information about holiday shopping concerns, and keep your eyes here for more future articles and helpful advice.

 

FTC-Holiday Shopping Tips

FTC-Online Shopping