First Commercial Bank

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Personal and Business Loans

First Commercial Bank, N.A. offers you the best of both worlds - the convenience and stability that comes with a large financial institution, and the personalized service of people who care. It's our way of making things convenient for you while still offering the personal touch.

We are also here to serve your commercial and small business needs. Our loan officers are ready to work with you as your commercial and small business partner. We've developed a number of commercial banking solutions, so you can receive what you need while never missing a beat.

Personal Loans

  • Auto
  • Recreational Vehicle
  • Unsecured

Business Loans

  • Equipment Financing
  • Real Estate Purchase or Refinance
  • Line of Credit

Let us help you find the right loan to fit your needs!  Contact one of our officers in Seguin, New Braunfels, San Antonio, Jourdanton, Pearsall (see contact section)

See the Loan Applications section below.


Loan Applications

To save you time, we have placed our Personal, Business and Home Equity loan applications online. You can print off the application, complete the information, and drop by, fax, or mail the application to a branch convenient for you.

Personal Loan Application

Business Loan Application

Home Equity Loan Application

Home Improvement Loan Application

Real Estate Loan Application

Personal Financial Statement (PDF)

Personal Financial Statement (Excel)

Have a question about how much car you can afford? Have you ever wanted to know how long it will take to pay off your credit cards? Use our calculators to find out the facts.

Home Loans

At First Commercial Bank, N.A. we know that home is where the heart is. That's why we offer all types of loans for homeowners, including home improvement, equity, construction, and purchase loans. Of course, you'll find the same competitive rates and service you've come to expect from us.

Call or email our mortgage specialist below and whether you are buying your first home or your fourth home, you'll discover that First Commercial Bank, N.A. understands your needs and is ready to help.

Eric Couch (Senior Vice President / Home Loans)
830.625.2468 or 800.576.2405 Ext. 2517

Cindy Carroll (Vice President / Home Loans)
Direct phone 210.536.2599 or 800.576.2405 Ext. 2113

Jennifer Schulze (Vice President / Home Loans)
Direct phone 830.401.6012 or 800.576.2405 Ext. 2212

Online Application Site

Related Information

Buying Your Home - A Guide to Settlement Cost and Services

U.S. Department of Housing and Urban Development - Are you looking for information about home ownership? If you are, this site is a must - great information for first time homebuyers!


Member FDIC Equal Housing Lender