Personal Checking Accounts
There are many advantages to opening a checking account with First Commercial Bank. Take a moment to discover which account is right for you.
free
Basic Checking
A non-interest bearing account with no monthly service charge and unlimited check writing privileges.
- Minimum Initial Deposit: $25.00
- Monthly Statements Without Check Images
- Monthly Service Charge: No Charge
See our fee schedule for other fees that may apply.
select
Select Checking
An non-interest bearing account with free select services and unlimited check writing privileges.
- Minimum Initial Deposit: $100.00
- Monthly Statements With Check Images
- FREE FCB Wallet Checks (first box)
- FREE ID Protect
- FREE Identity Monitoring
- FREE Cashiers Checks (Must be debited from Select Checking Account - Limit 2 per month)
- FREE Online Banking, Bill Pay, and Bank by Phone
- 20% Discount on a Safe Deposit Box
- $10,000.00 AD&D Insurance*
- *NOT A DEPOSIT
- *NOT FDIC-INSURED or insured by any federal government agency
- *NOT GUARANTEED BY THE BANK
- *MAY GO DOWN IN VALUE
- Monthly Service Charge: $8.00
Silver Advantage Checking
An non-interest bearing account designed specifically for customers 55 years and older.
- Minimum Initial Deposit: $100.00
- Monthly Statements with Check Images
- FREE FCB Wallet Checks (first box)
- FREE Unlimited Check Writing
- FREE Cashiers Checks (Must be debited from Silver Advantage Account)
- 20% Discount on a Safe Deposit Box
- Monthly Service Charge: No Charge
interest
Interest Checking
Earn interest on your deposits with limited check writing.
- Minimum Initial Deposit: $1,500.00
- Monthly Statements With Check Images
- Interest: Variable
- Minimum Daily Balance to Earn Interest: $1,500.00
- Excess Debit fee: $0.20 each (Per debit in excess of 35 per statement cycle)
- Balance Requirement fee: $10.00 (Balance Requirement fee waived if daily balance of $1,500.00 is maintained)
Check out our current rates.
Enjoy these additional benefits on any First Commercial Bank checking account.