Main

Personal Checking Accounts

There are many advantages to opening a checking account with First Commercial Bank. Take a moment to discover which account is right for you.

free

Basic Checking

A non-interest bearing account with no monthly service charge and unlimited check writing privileges.

  • Minimum Initial Deposit: $25.00
  • Monthly Statements Without Check Images
  • Monthly Service Charge: No Charge
select

Select Checking

An non-interest bearing account with free select services and unlimited check writing privileges.

  • Minimum Initial Deposit: $100.00
  • Monthly Statements With Check Images    
  • FREE FCB Wallet Checks (first box)
  • FREE ID Protect 
  • FREE Identity Monitoring
  • FREE Cashiers Checks (Must be debited from Select Checking Account - Limit 2 per month)
  • FREE Online Banking, Bill Pay, and Bank by Phone
  • 20% Discount on a Safe Deposit Box
  • $10,000.00 AD&D Insurance*
    • *NOT A DEPOSIT
    • *NOT FDIC-INSURED or insured by any federal government agency
    • *NOT GUARANTEED BY THE BANK
    • *MAY GO DOWN IN VALUE

  • Monthly Service Charge: $8.00

*NOT FDIC-INSURED or insured by any federal government agency

 

Silver Advantage Checking

An non-interest bearing account designed specifically for customers 55 years and older.

  • Minimum Initial Deposit: $100.00
  • Monthly Statements with Check Images
  • FREE FCB Wallet Checks (first box)
  • FREE Unlimited Check Writing
  • FREE Cashiers Checks (Must be debited from Silver Advantage Account)
  • 20% Discount on a Safe Deposit Box
  • Monthly Service Charge: No Charge

interest

Interest Checking

Earn interest on your deposits with limited check writing.

  • Minimum Initial Deposit: $1,500.00
  • Monthly Statements With Check Images
  • Interest: Variable
  • Minimum Daily Balance to Earn Interest: $1,500.00
  • First 35 Debits per Statement Cycle: No Charge
  • Additional Debits: $0.20 each
  • Monthly Service Charge: $10.00 (Monthly Service Charge waived if daily balance of $1,500.00 is maintained)

Check out our current rates.

 

Enjoy these additional benefits on any First Commercial Bank checking account.