First Commercial Bank

COVID-19 Updates

Bank Lobbies Hours: Monday through Friday 9:00 am – 4:00 pm
Drive-Thru Hours: Monday through Friday 8:00 am – 6:00 pm, Saturday 9:00 am to 12:00 pm

At First Commercial Bank, we believe in taking an active role in the community. As a locally owned and operated bank, we appreciate where we live and work and value the safety and health of all the businesses and individuals we serve.

First Commercial Bank’s response to COVID-19 continues to progress as we take significant mitigation efforts to reduce the spreading of the coronavirus while continuing to service our local residents and business customers. We are paying close attention to this health and economic crisis and are monitoring the updates and guidance from the CDC, World Health Organization and heeding the advice of the scientific community.

Who We are

At First Commercial Bank we believe in taking an active role in the community. As a locally owned and operated bank we appreciate where we live and work. We believe in supporting our communities, both financially and through volunteerism, because we realize it contributes to our success as well. That's why you'll find us sponsoring local events, promoting local activities, and supporting local games. In fact, you'll find us just about everywhere you look within the community.

The New Online Banking

We are very excited to introduce our enhanced online banking services! Access to the new online banking experience is now available!

Please follow the link for more information, and if at any time you have additional questions, please give your local branch a call.

Thank you for choosing First Commercial Bank!

OLB Information and FAQ

Holiday Safety

Our 2020 holiday season will likely look much different this year as we seek out a balance between staying safe and enjoying the most wonderful time of the year. As almost all things have changed over the past year, we can count on at least one thing staying the same this year and that’s cybercrooks out to exploit and take advantage of us this holiday season.

Most scams we see during the holidays are variations of everyday fraud schemes, ramped up to match seasonal spikes in spending and web traffic. As the pandemic continues to sweep across the nation, it’s inevitable that online shopping will be at an all-time high this year giving fraudsters a golden opportunity to take advantage of holiday shoppers.

We want to make sure that our FCB customers have a safe and merry holiday season. Not only does that include you and your family staying well over the next few weeks, but we want to make sure you are aware of some of the most prevalent holiday scams, what to look out for as you begin your holiday shopping and how you can stay safe during this special time of year. Follow us all month long here and on Facebook as we share some great tips, resources and advice on how you can #FCBsafeandmerry this holiday season.

As you begin your holiday shopping either in person or online this season, here’s a few tips to keep in mind.

Do your research. Read reviews and recommendations about the product, seller, and warranties from sources you trust. If you’re shopping online, check for reports that items were never delivered or not as advertised. Spreading holiday cheer by donating to charity or a crowdfunding cause? Look into it first to make sure it’s legitimate. Verify the legitimacy of a buyer or seller before moving forward with a purchase. If you’re using an online marketplace or auction website, check their feedback rating. Be wary of buyers and sellers with mostly unfavorable feedback ratings or no ratings at all.

Keep track of your purchases. Make sure the scanned price is right, and save all your receipts. If you shop online, keep copies of your order number, the refund and return policies, and shipping costs. Always get a tracking number for items purchased online so you can make sure they have been shipped and can follow the delivery process. Also, have your packages delivered to a secure location or pick them up at a local store.

Give gifts, not personal information. Protect yourself online by shopping only on secure websites with an “https” address. Stick to shopping apps that tell you what they do with your data and how they keep it secure. Avoid holiday offers that ask you to give financial information, no matter how tempting the offer may be.

When shopping online, consider canceling your purchase if a seller requests funds be wired directly to them via a money transfer company, pre-paid card, or bank-to-bank wire transfer. Money sent in these ways is virtually impossible to recover, with no recourse for the victim. Always remember that anyone who asks you to use one of these forms of payment might be a scammer. A credit card is generally the safest way to pay for an online purchase.

Always be wary of deals that seem too good to be true.

Read sale ads carefully for specific details. Some ads may say “quantities limited,” “no rain checks,” or “not available at all stores.” Before you make a special trip, especially during the pandemic, call ahead to make sure the merchant has the item in stock. If you’re shopping for a popular or hard-to-find item, ask the merchant if they’d be willing to hold the item until you can get to the store.

During the holiday shopping season, make checking your account daily through online banking a priority. It’s critical that you know what transactions are posting to your account so you’re not held liable in the event your account has been compromised. You can also set up email or text alerts for specific account activity. It’s also so important to check your bank statements after the holiday season is over, as many fraudulent charges can show up even several weeks later.

#FCBsafeandmerry