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Cyber Security Month

 

For the month of November, First Commercial Bank is putting the spotlight on Cyber Security. Keeping our customers information safe and secure is our priority. We’ll be sharing some of our best practices over the next month on how our customers can do their part in protecting their own online presence.

Be sure to log on each week as we share various articles focusing on different aspects of Cyber Security. Some of these will include cyber threats, security considerations, and tips on how to protect your personal information. Our staff will be happy to answer any questions you have about Cyber Security in general, or First Commercial Bank products and services.  

We are dedicated to offering convenient and secure channels for you to access your accounts. Your trust is one of our greatest assets and keeping your financial information secure is our priority. Please stop by or give your local branch a call to find out more about the services we offer. Whether you have a consumer or business relationship with us, don’t forget to check back here through the month of November for more resources on how to keep your online presence secure.

 

Helpful Links:

FTC-Computer Security

 

 

Look What's New!

An image of two chipped debit cards

Exciting News!! First Commercial Bank is now offering INSTANT ISSUE OF DEBIT CARDS!!

 

Some of the great benefits of Instant Issue Debit Cards are:

*No more waiting for 7 to 10 business days for your debit card and PIN mailer to arrive!

*No more worrying if your debit card is going to get lost in the mail!

*Reduce the stress and frustration if your card gets lost, stolen, or compromised by having a replacement issued immediately upon request!

 

Customers must be in person at one of our designated locations (Seguin, NB 725, or Jourdanton) to request and receive their Instant Issued Debit Card and PIN. Customers who request debit cards at one of our other locations will continue to receive their card and PIN mailer via USPS. Expiring cards will continue to be mailed to customers as they are currently.

 

If you have any questions please contact your local branch and keep your eyes here for more of our 2019 lineup of new products and services!

The New Online Banking

We are very excited to introduce our enhanced online banking services! Access to the new online banking experience is now available!

Please follow the link for more information, and if at any time you have additional questions, please give your local branch a call. 

Thank you for choosing First Commercial Bank!

 OLB Information and FAQ

Travel

 

Whether on vacation or a business trip, cyber security is just as important while traveling as it is at home. The more we travel, the more we are at risk for a cyberattack, or even simple old fashion theft of a device.

Here are some simple tips to protect yourself before you leave:

 

  • Make sure you have a strong anti-virus and malware program and set your home devices to auto-update whenever possible. Keeping your anti-virus software up to date is the first line of defense against cyberattacks.

 

  • Along the same lines as above, keep your programs and apps up to date as well. Most, if not all, programs that offer updates include security measures. Sometimes it’s to patch a bug or exploit that has been recently found.

 

  • Back up your data. Whether you choose to use a cloud storage system or hard discs, backing up your data will save you a lot of heart-ache if your device is compromised and you are forced to do a reset back to factory settings.

 

  • Set a PIN, a lock pattern, facial recognition, or finger print identification on ALL your devices especially when you will be traveling. Losing a device is difficult enough without the concern of someone gaining access to the information stored on it.

 

  • Enable multi-factor authentication (MFA) to ensure that only the person who should have access gets to access your accounts. You can use it on a variety of accounts including social media, banking, email, and many others. If the website offers it, utilize MFA.

 

And while you’re away;

 

  • Turn off auto-connecting. You don’t always know when your device is trying to find an open wi-fi signal, and while you’re traveling it’s very probable that you’re connecting to networks you wouldn’t choose to if you were aware. An open connection to an untrusted network is another path for cyber criminals to access your data.

 

  • If you do have to use an unknown network remember to practice good Internet hygiene by avoiding activities such as banking that require passwords or account information.

 

  • Finally, guard your mobile devices. In any situation keeping your device secure and in a safe place or on your person is a good idea. When traveling, where access to your bank may be limited, it is vital. Leaving your device unattended can result in theft and with the stressful nature of travel you might not even realize until long after the fact.

 

Follow the link below for additional travel tips and keep your eyes here for future articles as we continue with Cyber Security Awareness Month.

FTC-Travel Tips

Passwords

A strong password is perhaps the first step in securing your electronic presence. Everything from your Netflix account to your phone’s lock screen should have a unique, strong password. Some critical tips to consider are:

 

  • Use a long password, preferably the longest password allowed by the site or program you are using. Using a phrase, song lyrics, or the title of a favorite book or movie can help you remember long passwords. 

 

  • Use special characters, numerals, and punctuation in your passwords. You can even replace letters with special characters, for example: @nimal, Ca$h, Fuf!ll, etc. 

 

  • Don’t make passwords easy to guess. Avoid using common words or phrases in your passwords. Get creative, pull obscure words from your hobbies and likes, use phonetic spelling such as “PH” instead of “F”, or replace a “C” with a “K”. Purposefully misspell words like “Enjin” or “Sissors”. Keep your passwords private. Don’t re-use passwords. Unique account, unique password. Every time you share or re-use a password it chips away at your security by opening up more avenues in which it can be stolen or misused.

 

  • Enable multi-factor authentication (MFA) whenever available. First Commercial Bank uses an MFA system when logging in to your online banking. This is a way of ensuring that only the authorized user is accessing your account information. Not all systems have an MFA option, but many do and many have it as a default setting. Use it when available.

 

  • You can also sign up with a password managing program. These programs can create and store your unique passwords behind one master password, allowing you to have a more diverse range of passwords without the risk of writing them down or possibly forgetting them.

 

Follow the link below for more information about securing your electronic devices, and stay tuned for more articles about Cyber Security.

 FTC-Computer Security